The UK Government’s austerity and welfare reform agenda have had a devastating impact to date on those who are of low income and have to rely on social security benefits to get by each week.
Throughout this time there has been a common perception amongst the general public that those over retirement age are far better off. After all their benefit entitlement hasn’t been affected by welfare reform and they continue to receive their annual increase in their pensions.
However nothing could be further from the truth.
Pension credit
Pensioner poverty is on the rise with pensioners not claiming Pension Credit – a means tested benefit that could top up pensioners income.
To make a claim for Pension Credit visit GOV.UK: Pension Credit: How to claim or telephone 0800 99 1234.
Pension age disability payment
Many pensioners in Scotland who have an illness or disability means that they require additional support with their personal care are not claiming Pension Age Disability Allowance, a benefit designed to help them with the additional cost they incur are as result of their medical condition.
These can be for things like a special diet or additional heating costs due to them spending more time in the home than previously.
For more information and how to apply visit Scottish Government: Pension Age Disability Allowance.
Age Scotland
Age Scotland reports pensioner couples are living in fuel poverty, with many having to choose between heating and eating. Those living in rural communities more likely to be affected.
By cutting back on the essentials, especially food or heating, an older person is more likely to develop or exacerbate existing medical conditions, including their mental health. They become withdrawn and socially isolated which in turn affects the resources, financial and otherwise of local councils and the NHS who provide the social care services and address the health implications of older people living in poverty.
Welfare Rights Service referral form
If you know of an older person who may be entitled to additional benefits or is struggling to heat their home, you can make a referral using the Welfare Rights Service referral form.