Skip to content
Contents insurance for tenants

Have you ever thought what would happen if you had a burglary? How would you replace your possessions?

Or supposing you had a fire in your home or suffered water damage from burst pipes. Could you afford to replace your possessions from your own pocket?

Make sure you’re covered

It’s an alarming thought but these things can and do happen. Other less alarming things can happen too. Freezers may breakdown spoiling the contents, washing machines may overflow causing water damage to your carpet.

Dealing with this damage can prove to be expensive. That’s where insurance comes in.

Our insurance scheme

We work together with Thistle Insurance Services and Royal Sun Alliance Insurance plc, to offer tenants a Contents Insurance Scheme. Especially designed for Council tenants, it’s simple, straightforward and value for money. What’s more, it’s payable weekly the same as your rent.

How it works

The scheme offers two basic cover options:

  • Standard cover
  • Standard cover plus extended accidental damage cover (for an additional cost)

Both options insure the contents of your home against loss or damage caused by fire, flood, storm, theft, escape of water and other similar causes.

Extended cover

For a further additional cost, cover may also be extended to include loss or damage to personal effects whilst outside your home, including items such as pedal cycles and sports equipment.

We can now also offer specific cover for wheelchairs/motorised scooters for a further additional premium.

This insurance does not cover your property against everything that can happen.

Terms and conditions

Terms, conditions and exclusions apply.

A copy of the full policy wording is available from our System Support Section. See Insuring your home.

Contact Information


Housing: Irvine Valley and Kilmarnock South
Opera House
8 John Finnie Street
Telephone: 01563 554400
Housing: Kilmarnock North and Central
Opera House
8 John Finnie Street
Telephone: 01563 554400
Housing: Cumnock and Doon Valley
1 Greenholm Road
East Ayrshire
KA18 1LH
Telephone:01563 554400