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National Mortgage to Rent Scheme

The Mortgage to Rent Scheme may be able to help you if you own your property but feel that you are in danger of having your home repossessed. The Scheme can arrange for a social landlord such as a Housing Association or the Local Authority to buy your home and for you to continue to live there as a tenant. Funding will be made available to the landlord so that any necessary repairs can be made to the property.

Access to the scheme is conditional on applicants seeking advice from a recognised aganecy, and confirmation that the property cannot be traded down for a more affordable one in the local area, and that the only other option is repossession.

How do i know if Ican access the scheme?

Mortgage to rent will not be the best option for everyone. to find out if it is right for your situatoin you can get free advice from your Local Citizens Advice Bureau, EAst Ayrshire Council's Housing Options Team, and a range of National Advice Agencies.

For more information on the scheme follow the link below or contact Housing Options or your Local Citizen's advice Bureau.

Organisation

Contact details

East Ayrshire Citizens Advice Bureau

Kilmarnock
01563 544744

Cumnock
01290 429500

East Ayrshire Council - Housing Options Team 01563 554 554
Money Advice Scotland 0141 572 0237
Consumer Credit Counselling Service (CCCS) 0800 138 1111
Credit Action 0800 591 084
Shelter Housing Aid Centres 0141 221 8995
Shelterline 0808 800 4444
Legal Services Agency 0141 353 3354

For more information on Housing Advice click on one of the links below


Picture: Chris McAleavey, Head: Housing
Chris McAleavey
Head of Housing

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